PayPal stock rose almost 15% on 28 October 2025 when the company revealed its strategic collaboration with OpenAI. The arrangement will integrate PayPal’s digital wallet directly into ChatGPT, enabling users to buy within the popular AI chatbot platform with ease. This partnership will provide the ability for ChatGPT with more than 700 million users each week to shop using PayPal’s payment capabilities, an expansion of PayPal’s footprint in AI-powered commerce. CEO Alex Chriss said the relationship would make it easier than ever to be able to buy something from chat with just a tap of a button all the way to checkout, offering new tools for businesses and, equally importantly, the buyers.
PayPal also reported robust third-quarter earnings, bringing its technology arm to the fore not only in the OpenAI deal. The company reported earnings per share of $1.34, topping estimates for $1.21, and revenue rose to $8.42 billion, outpacing expectations for 8.22 billion dollars. Fueled by an 8% jump in total payment volume to $458 billion and a 20% increase in revenue for its Venmo service, PayPal raised its full-year earnings per share outlook to $5.35-$5.39. PayPal also declared its first dividend in its 27-year history, a sign that investors were more confident than ever.
After this momentous partnership, as well as a series of eye-catching financial results, PayPal has remained poised for major growth in the new e-commerce/AI shopping market and has seen its market cap swell to beyond $67 billion, exciting investors who are very bullish about it.